We together with gather your very own information away from anyone else, including consumer revealing businesses (credit bureaus)

We together with gather your very own information away from anyone else, including consumer revealing businesses (credit bureaus)

Information We may Gather. The types of personal information Oak Grove Trust collects and shares depends on the product or service you have. Oak Grove Trust may collect the following personal information: (1) Social Security Numbers; (2) account balances; (3) assets; (4) payment history; (5) credit history; (6) credit scores; (7) information Oak Grove Trust receives from your account file at the time Oak Grove Trust purchases or begins to service your account, such as your name, address, Social Security Number, and assets; (8) information that you may give Oak Grove Trust through discussion with you, or that Oak Grove Trust may obtain through your transactions with Oak Grove Trust, such as your income and payment history; (9) information that Oak Grove Trust receives from consumer reporting agencies, such as your creditworthiness and credit history, and (10) information that Oak Grove Trust obtains from other third-party information providers, such as public records and databases that contain publicly available data about you, such as bankruptcy and mortgage filings. All of the personal information that Oak Grove Trust collects is referred to in this notice as “collected information.” When you are no longer our customer, we continue to share your information as described in this notice.

Government laws will give you the right to restrict only: revealing for affiliates’ everyday organization objectives – information about the credit history; affiliates from using your data to market to you; and you can, discussing to own non-associates to offer for you

Exactly how Data is Gathered. All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Oak Grove Trust chooses to share; and whether you can limit this sharing. We collect your personal information, for example, when you: make a payment, make a wire transfer, give us your contact information; pay us by check; pay your account by wire transfer; and, provide employment information.

Including, obtained information is mutual in certain items (A) having businesses, so you’re able to services otherwise impose levels, (B) which have individual reporting firms (credit agencies), and you can (C) which have police, to guard facing swindle or any other crimes

Privacy and you can Security from Accumulated Guidance. Oak Grove Trust restricts access to collected information about you to individuals who need to know such collected information in order to perform services in connection with your account. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. Oak Grove Trust maintains physical safeguards (like restricted access), electronic safeguards (like encryption and password protection), and procedural safeguards (such as authentication procedures) to protect collected information about you. These measures include computer safeguards and secured files and buildings. We also restrict access to trained and supervised employees and third parties who agree to follow our policies and procedures.

Revealing having Affiliates. From time to time, Oak Grove Trust may share collected information about customers and former customers with the following affiliated financial services companies in connection with administering and collecting accounts:

Sharing with Third parties. Oak Grove Trust does not share collected information about customers or former customers with third parties, except as permitted by applicable privacy law.

As to why Can’t I Restrict All Revealing? Oak Grove Trust does not share your personal information in ways that would allow you to limit online installment ME such sharing.

Special See Regarding Collected Advice At the mercy of brand new Fair Business collection agencies Means Work. This Privacy Notice is provided in accordance with federal privacy law, and it describes Oak Grove Trust’s privacy practices generally. However, please be assured that collected information that is received or used for purposes of collecting a debt subject to the Fair Debt Collection Practices Act is communicated only in accordance with that Act.

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